Medicare in Baltimore · Baltimore City County, MD
Medicare Advantage Plans in Baltimore, MD
Compare Medicare Advantage options for your address and coverage year. Plan availability, premiums, and benefits vary by ZIP code and plan year.
ZIP codes can cross county boundaries. Medicare plan availability and premiums are based on the county associated with your address, so verify the county and compare current options for your exact ZIP code in Medicare.gov's Plan Finder.
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- Independent — not tied to any one carrier
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Compare current Medicare options
Plans and costs for your address
Medicare Advantage and Part D plan availability, premiums, benefits, and star ratings vary by plan year and location. Compare current options for your ZIP code with Medicare.gov and verify plan details before enrolling.
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2026 Part B Penalty Estimate
Monthly penalty: $0.00
Estimate only. A Special Enrollment Period or Medicare Savings Program may mean no penalty applies. Uses the 2026 standard Part B premium.
2026 Part B IRMAA Check
Monthly Part B surcharge: $0.00
Part B only, for full Medicare coverage. Joint returns and married-filing-separately returns have different rules. Your Social Security determination controls your actual amount.
Sources: CMS 2026 premiums and income brackets and Medicare enrollment penalty rules.
Where you get care
Hospitals & providers nearby
- Johns Hopkins Hospital 1800 Orleans St, Baltimore MD 21287
- University of Maryland Medical Center 22 S Greene St, Baltimore MD 21201
- Sinai Hospital of Baltimore 2401 W Belvedere Ave, Baltimore MD 21215
- Mercy Medical Center 301 St Paul Pl, Baltimore MD 21202
Hospital directories do not show Medicare plan networks. Confirm provider participation with the exact plan for your coverage year.
Source: CMS Hospital Compare.
📍 Local Medicare Resources for Baltimore
Local Medicare Resources for Baltimore, MD
Nearest SSA field office serving Baltimore City County — call 1-800-772-1213 or visit ssa.gov/locator to confirm the exact office and hours — handles Medicare enrollment, IRMAA appeals, and Social Security coordination.
Nearest VA facility serving Baltimore City County, Maryland — call 800-698-2411 or visit va.gov/find-locations to confirm the closest VA clinic or medical center — veterans with VA benefits may also qualify for Medicare Advantage coordination.
Area Agency on Aging serving Baltimore City County, Maryland — local Area Agency on Aging offering free Medicare counseling (SHIP program).
Johns Hopkins Hospital, Baltimore — primary hospital network accepting Medicare in Baltimore.
Baltimore is a community in Baltimore City County, Maryland.
Not sure Medicare Advantage is the right path?
Also consider Original Medicare + a Supplement
Medicare Advantage isn't the only option. Original Medicare generally lets you use providers nationwide who accept Medicare. A Medicare Supplement (Medigap) policy can help with covered cost sharing, while a separate Part D plan covers prescriptions. Confirm provider acceptance, covered services, and policy rules before choosing coverage.
- No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
- Cost sharing. Standard Plan G helps pay covered Original Medicare cost sharing, but not the $283 annual Part B deductible in 2026. Premiums and costs for services Medicare does not cover are separate.
- Enrollment window. Your federal Medigap Open Enrollment Period lasts 6 months, starting the first month you are 65 or older and have Part B. Outside that window, underwriting may apply unless you have other protections. State rules can differ.
Sources: Medicare 2026 costs and Medigap enrollment timing.
Medigap guide for Baltimore → NC Medicare Supplement overview →
Resources
Medicare guides for Baltimore, MD
What Is Medicare? Parts A, B, C & D: 2027 Guide
Learn what Medicare Parts A, B, C and D cover, how enrollment timing works, and the current 2026 Part A/B and finalized 2027 Part D cost figures.
Read →
Medicare Advantage vs. Medigap in 2026: Which Is Right for You?
Compare Medicare Advantage with Original Medicare and Medigap, including costs, provider access, prescriptions, and the protected Medigap buying periods that may apply to you.
Read →
How to Avoid Medicare Late Enrollment Penalties in 2026
Late enrollment penalties differ for Parts A, B, and D. Learn how enrollment timing, current-employment coverage, creditable drug coverage, and assistance programs can affect whether a penalty applies.
Read →Baltimore, MD Medicare questions, answered
How many Medicare Advantage plans are available in Baltimore, MD?
Medicare Advantage plan availability, benefits, and costs vary by address and coverage year. Check current options for your ZIP code using Medicare.gov Plan Finder.
How can I compare Medicare Advantage premiums in Baltimore?
Medicare Advantage premiums vary by plan and coverage year. Compare current options for your ZIP code at Medicare.gov Plan Finder, and verify the premium and benefits before enrolling.
When can I change my Medicare plan in Baltimore?
The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.
Are there Special Needs Plans available in Baltimore City County?
Special Needs Plan availability and eligibility depend on your location and circumstances. SNP categories include plans for people with both Medicare and Medicaid, qualifying chronic conditions, or certain institutional-care needs. Check current availability and eligibility in Medicare.gov's Plan Finder and the plan documents.
What hospital options are near Baltimore, MD?
Johns Hopkins Hospital in Baltimore is listed in our local directory; University of Maryland Medical Center in Baltimore is listed in our local directory; Sinai Hospital of Baltimore in Baltimore is listed in our local directory; Mercy Medical Center in Baltimore is listed in our local directory. Before enrolling, confirm your hospital and doctors are in the exact plan's current network.
Is there a cost for help choosing a Medicare plan in Baltimore?
No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We can help review the plans Price Services Group represents for your ZIP code. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.
Is Medicare coverage the same in Baltimore, MD?
Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Baltimore, MD as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in Baltimore City County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.
When can I enroll in Medicare in Baltimore, MD?
Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Baltimore residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Baltimore or losing other health coverage.
How do I find a Medicare agent near Baltimore, MD?
Look for a licensed, independent agent who is appointed to sell plans in MD and familiar with the carriers and provider networks serving Baltimore City County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Baltimore through this site's contact page, or call the number listed on this page to talk with someone directly.
Is there a Medicare agent in Baltimore, MD?
Yes. Kayla Price is a licensed independent insurance agent serving Baltimore, MD and Baltimore City County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. Ask which plan sponsors Price Services Group represents and compare those options with the full range available through Medicare.gov. You can book a consultation at https://priceservicesgroup.com/schedule/.
How do I find Medicare help in Baltimore?
You can book a review with a licensed agent serving Baltimore, MD or compare all available options yourself at Medicare.gov or by calling 1-800-MEDICARE. Check your exact providers, prescriptions, and ZIP code before choosing coverage.
Does Price Services Group serve Baltimore, MD?
Yes — Baltimore, MD is within Kayla Price's service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI. Ask which plans the agency represents, and use Medicare.gov to review all options available at your address.
What Medicare Advantage plans are available in Baltimore, MD?
Medicare Advantage plan availability varies by county in MD. Kayla Price can review the options Price Services Group represents for Baltimore and help you compare them by phone or video. Medicare.gov lists all options available at your address.
How much does Medicare cost in Baltimore, MD?
Medicare costs depend on the coverage year, income-related adjustments, and the options you choose. Check current Part A and Part B premiums at Medicare.gov and compare plan-specific premiums and cost sharing for your address.
When is the next Medicare enrollment period for residents of Baltimore, MD?
The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Baltimore, MD. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.
What Medicare plans are available for residents of Baltimore, MD?
Plan availability and provider networks can vary by address and coverage year in Baltimore City County. Check current options for your ZIP code using Medicare.gov's Plan Finder.
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Explore Medicare coverage optionsMore reading
Medicare education guides
Medicare Advantage vs. Medigap
Compare the two coverage approaches and questions to discuss with your agent.
Read the guide →Turning 65 and Medicare Enrollment
Review enrollment timing and the steps to prepare for Medicare.
Read the guide →Annual Enrollment Period Guide
Prepare for your annual coverage review with the PSG education guide.
Read the guide →Enrollment windows
When can you change your Medicare plan?
Annual Enrollment Period
Oct 15 – Dec 7
Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.
MA Open Enrollment Period
Jan 1 – Mar 31
One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.
Initial Enrollment Period
7-month window at 65
3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.
Your local agent
Talk to a licensed Medicare agent about Baltimore, MD plans
Kayla Price is a licensed, independent agent serving Baltimore, MD. We do not offer every plan available in your area. Ask which plan sponsors we represent.
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, benefits, and provider networks vary by plan, location, and coverage year. Verify current details with Medicare.gov and the plan before enrolling. NPN: 18530055. Agency NPN: 20387435.