Medicare in Fort Myers · Lee County, FL
Medicare Advantage Plans in Fort Myers, FL
Compare Medicare Advantage options for your address and coverage year. Plan availability, premiums, and benefits vary by ZIP code and plan year.
ZIP codes can cross county boundaries. Medicare plan availability and premiums are based on the county associated with your address, so verify the county and compare current options for your exact ZIP code in Medicare.gov's Plan Finder.
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- Independent — not tied to any one carrier
- Licensed in NC, SC, GA, FL, VA, MD, MI, KS, TX, OH
- Free to you — agents are compensated by carriers
Compare current Medicare options
Plans and costs for your address
Medicare Advantage and Part D plan availability, premiums, benefits, and star ratings vary by plan year and location. Compare current options for your ZIP code with Medicare.gov and verify plan details before enrolling.
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2026 Part B Penalty Estimate
Monthly penalty: $0.00
Estimate only. A Special Enrollment Period or Medicare Savings Program may mean no penalty applies. Uses the 2026 standard Part B premium.
2026 Part B IRMAA Check
Monthly Part B surcharge: $0.00
Part B only, for full Medicare coverage. Joint returns and married-filing-separately returns have different rules. Your Social Security determination controls your actual amount.
Sources: CMS 2026 premiums and income brackets and Medicare enrollment penalty rules.
Where you get care
Hospitals & providers nearby
- Lee Memorial Hospital 2776 Cleveland Ave, Fort Myers FL 33901
- Gulf Coast Medical Center 13681 Doctors Way, Fort Myers FL 33912
- Cape Coral Hospital 636 Del Prado Blvd S, Cape Coral FL 33990
Hospital directories do not show Medicare plan networks. Confirm provider participation with the exact plan for your coverage year.
Source: CMS Hospital Compare.
📍 Local Medicare Resources for Fort Myers
Local Medicare Resources for Fort Myers, FL
Nearest SSA field office serving Lee County — call 1-800-772-1213 or visit ssa.gov/locator to confirm the exact office and hours — handles Medicare enrollment, IRMAA appeals, and Social Security coordination.
Nearest VA facility serving Lee County, Florida — call 800-698-2411 or visit va.gov/find-locations to confirm the closest VA clinic or medical center — veterans with VA benefits may also qualify for Medicare Advantage coordination.
Area Agency on Aging serving Lee County, Florida — local Area Agency on Aging offering free Medicare counseling (SHIP program).
Lee Memorial Hospital, Fort Myers — primary hospital network accepting Medicare in Fort Myers.
Fort Myers is a community in Lee County, Florida.
Not sure Medicare Advantage is the right path?
Also consider Original Medicare + a Supplement
Medicare Advantage isn't the only option. Original Medicare generally lets you use providers nationwide who accept Medicare. A Medicare Supplement (Medigap) policy can help with covered cost sharing, while a separate Part D plan covers prescriptions. Confirm provider acceptance, covered services, and policy rules before choosing coverage.
- No networks. See any Medicare-accepting provider nationwide — critical if you travel, split time between states, or have specialists outside your county.
- Cost sharing. Standard Plan G helps pay covered Original Medicare cost sharing, but not the $283 annual Part B deductible in 2026. Premiums and costs for services Medicare does not cover are separate.
- Enrollment window. Your federal Medigap Open Enrollment Period lasts 6 months, starting the first month you are 65 or older and have Part B. Outside that window, underwriting may apply unless you have other protections. State rules can differ.
Sources: Medicare 2026 costs and Medigap enrollment timing.
Medigap guide for Fort Myers → NC Medicare Supplement overview →
Resources
Medicare guides for Fort Myers, FL

What Is Medicare? Parts A, B, C & D: 2027 Guide
Learn what Medicare Parts A, B, C and D cover, how enrollment timing works, and the current 2026 Part A/B and finalized 2027 Part D cost figures.
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Medicare Advantage vs. Medigap in 2026: Which Is Right for You?
Compare Medicare Advantage with Original Medicare and Medigap, including costs, provider access, prescriptions, and the protected Medigap buying periods that may apply to you.
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How to Avoid Medicare Late Enrollment Penalties in 2026
Late enrollment penalties differ for Parts A, B, and D. Learn how enrollment timing, current-employment coverage, creditable drug coverage, and assistance programs can affect whether a penalty applies.
Read →Fort Myers, FL Medicare questions, answered
How many Medicare Advantage plans are available in Fort Myers, FL?
Medicare Advantage plan availability, benefits, and costs vary by address and coverage year. Check current options for your ZIP code using Medicare.gov Plan Finder.
How can I compare Medicare Advantage premiums in Fort Myers?
Medicare Advantage premiums vary by plan and coverage year. Compare current options for your ZIP code at Medicare.gov Plan Finder, and verify the premium and benefits before enrolling.
When can I change my Medicare plan in Fort Myers?
The Annual Enrollment Period (AEP) runs October 15 – December 7 each year and is the main window to switch Medicare Advantage plans, change Part D drug plans, or return to Original Medicare. Changes take effect January 1. The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one plan switch for those already in Medicare Advantage. Special Enrollment Periods are available for qualifying events such as moving or losing other coverage.
Are there Special Needs Plans available in Lee County?
Special Needs Plan availability and eligibility depend on your location and circumstances. SNP categories include plans for people with both Medicare and Medicaid, qualifying chronic conditions, or certain institutional-care needs. Check current availability and eligibility in Medicare.gov's Plan Finder and the plan documents.
What hospital options are near Fort Myers, FL?
Lee Memorial Hospital in Fort Myers is listed in our local directory; Gulf Coast Medical Center in Fort Myers is listed in our local directory; Cape Coral Hospital in Cape Coral is listed in our local directory. Before enrolling, confirm your hospital and doctors are in the exact plan's current network.
Is there a cost for help choosing a Medicare plan in Fort Myers?
No. Our guidance is free — licensed agents are compensated by the insurance carriers, not by you. We can help review the plans Price Services Group represents for your ZIP code. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE to see all options.
Is Medicare coverage the same in Fort Myers, FL?
Original Medicare (Part A and Part B) is a federal program, so its core coverage rules are the same in Fort Myers, FL as anywhere else in the country. What varies locally is which Medicare Advantage, Part D, and Medigap plans are actually offered — plan availability, provider networks, and premiums are set at the county level, so the specific options in Lee County won't match a different county even in the same state. That's why it's worth reviewing your local plan lineup each year rather than assuming coverage is identical everywhere.
When can I enroll in Medicare in Fort Myers, FL?
Your Initial Enrollment Period (IEP) is a 7-month window centered on your 65th birthday — 3 months before, the month of, and 3 months after. After that, the Annual Enrollment Period (AEP) runs October 15 through December 7 each year, letting Fort Myers residents switch Medicare Advantage or Part D plans for coverage starting January 1. A Special Enrollment Period (SEP) may also open outside these windows if you have a qualifying life event, such as moving to Fort Myers or losing other health coverage.
How do I find a Medicare agent near Fort Myers, FL?
Look for a licensed, independent agent who is appointed to sell plans in FL and familiar with the carriers and provider networks serving Lee County. An independent agent can compare options across multiple carriers instead of representing just one. You can book a free, no-obligation consultation with a licensed agent serving Fort Myers through this site's contact page, or call the number listed on this page to talk with someone directly.
Is there a Medicare agent in Fort Myers, FL?
Yes. Kayla Price is a licensed independent insurance agent serving Fort Myers, FL and Lee County among the NC, SC, GA, FL, VA, MD, KS, TX, OH & MI she's licensed in. Ask which plan sponsors Price Services Group represents and compare those options with the full range available through Medicare.gov. You can book a consultation at https://priceservicesgroup.com/schedule/.
How do I find Medicare help in Fort Myers?
You can book a review with a licensed agent serving Fort Myers, FL or compare all available options yourself at Medicare.gov or by calling 1-800-MEDICARE. Check your exact providers, prescriptions, and ZIP code before choosing coverage.
Does Price Services Group serve Fort Myers, FL?
Yes — Fort Myers, FL is within Kayla Price's service area at Price Services Group. She is licensed in NC, SC, GA, FL, VA, MD, KS, TX, OH & MI. Ask which plans the agency represents, and use Medicare.gov to review all options available at your address.
What Medicare Advantage plans are available in Fort Myers, FL?
Medicare Advantage plan availability varies by county in FL. Kayla Price can review the options Price Services Group represents for Fort Myers and help you compare them by phone or video. Medicare.gov lists all options available at your address.
How much does Medicare cost in Fort Myers, FL?
Medicare costs depend on the coverage year, income-related adjustments, and the options you choose. Check current Part A and Part B premiums at Medicare.gov and compare plan-specific premiums and cost sharing for your address.
When is the next Medicare enrollment period for residents of Fort Myers, FL?
The Annual Enrollment Period (AEP) runs October 15 through December 7 each year for all Medicare beneficiaries including those in Fort Myers, FL. If you're new to Medicare, your Initial Enrollment Period is based on your 65th birthday.
What Medicare plans are available for residents of Fort Myers, FL?
Plan availability and provider networks can vary by address and coverage year in Lee County. Check current options for your ZIP code using Medicare.gov's Plan Finder.
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Medicare education guides
Medicare Advantage vs. Medigap
Compare the two coverage approaches and questions to discuss with your agent.
Read the guide →Turning 65 and Medicare Enrollment
Review enrollment timing and the steps to prepare for Medicare.
Read the guide →Annual Enrollment Period Guide
Prepare for your annual coverage review with the PSG education guide.
Read the guide →Enrollment windows
When can you change your Medicare plan?
Annual Enrollment Period
Oct 15 – Dec 7
Switch MA plans, add or drop Part D, or return to Original Medicare. Changes take effect January 1.
MA Open Enrollment Period
Jan 1 – Mar 31
One plan switch if you're already in Medicare Advantage. Changes start the first of the following month.
Initial Enrollment Period
7-month window at 65
3 months before, the month of, and 3 months after your 65th birthday. Enrolling on time avoids lifetime Part B and Part D penalties.
Your local agent
Talk to a licensed Medicare agent about Fort Myers, FL plans
Kayla Price is a licensed, independent agent serving Fort Myers, FL. We do not offer every plan available in your area. Ask which plan sponsors we represent.
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. For informational purposes only — not insurance, legal, or financial advice. Plan availability, premiums, benefits, and provider networks vary by plan, location, and coverage year. Verify current details with Medicare.gov and the plan before enrolling. NPN: 18530055. Agency NPN: 20387435.